Lawrenceville, Dacula and Hoschton real estate and homes for sale in Georgia - Ron Melin, Lawrenceville, Dacula, Hoschton, Gwinnett County, NE Suburban Atlanta metro, Georgia, Ga., Realtor, Houses, Listings, Homes for sale, Real estate, Agent, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo

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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Balloon Mortgages ...

The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Are Balloon Mortgages For You?

A balloon mortgage can be an excellent option for many home buyers. A balloon mortgage is usually rather short, with a term of five to seven years, but the payment is based on a term of 30 years. They often have a lower interest rate, and can be easier to qualify for than a traditional 30 year fixed mortgage. There is, however, a risk to consider. At the end of your loan term you will need to pay off your outstanding balance. This usually means you must refinance, sell your home or convert the balloon mortgage to a traditional mortgage at the current interest rates.

This Financial Calculator requires a Browser with Java Support



Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common balloon mortgage terms are 5 years and 7 years. After the mortgage term is complete, you will then need to refinance or pay off the remaining balance.

Monthly payment
Monthly principal and interest payment (PI). The monthly payment is calculated using a 30 year term.

Total payments
Total of all monthly payments over the term of the balloon mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the term of the balloon mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.

Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment
This is the payment number that your prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation.

Savings
Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Lawrenceville, Dacula and Hoschton, Georgia
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Georgia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Lawrenceville, Dacula and Hoschton 



Real Estate Tips
Selling Your Home >No Risk Listing

Here is a seller scenario that may help you make your next move. Once you have decided to sell, you might be afraid to put your present home on the market until you have found a new one and completed purchase negotiations. You are concerned that most sellers are reluctant to finalize offers from buyers who must include a contingency calling for the sale of a current residence before buying the new one.

If you are in such a dilemma, the first step is to contact a professional real estate agent. The agent can show you how to list your home without the risk of putting your family out on the street. When you have a firm contract from a qualified buyer, you will become much more attractive to sellers. When you do find the perfect home, you will greatly increase your chances of being able to buy it.

See All Tips In The "Selling Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where and when was the first motel introduced on the American commercial real estate scene?

A 
The first motel, appropriately named the "Motel Inn", opened in San Luis Obispo in 1925.
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Ron Melin, REALTOR®, real estate agent and broker for Lawrenceville, Dacula and Hoschton, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron Melin, Owner-Broker
EAGLE REALTY ASSOCIATES, LLC

P.O. Box 492067
Lawrenceville, GA 30049
Main: 770-962-0544
Cell Phone: 404-275-5860
Mail To:: RonMelin@RonMelin.com
Secondary Email: rmelin@bellsouth.net

With over 26 years of local real estate expertise and knowledge, you can feel confident trusting me with your business. After browsing my site, please call me direct if you can't find what you're looking for. I am very quick to answer the phone and always return voice mails promptly. You can find out more about me on my website @ http://www.RonMelin.com. My specialty is single family residential homes in cities of Lawrenceville, Dacula, Hoschton, Buford, Braselton, Flowery Branch, Auburn and Winder. Ron Melin..... BSBA, Owner-Broker, CRS, ABR, e-Pro, Double Phoenix

CRSABRePro






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